Why Should Business Loan Option be your Alternative to a Business Loan?

We know that sometimes a traditional business loan is not always the best solution for a small business. We also know that in today's tight credit market, banks are making it more difficult for companies with little or no credit or financial history to get the capital they need now. When your business is facing a financial emergency, time is of essence. That is precisely why Business Loan Option offers merchant cash advances quickly, securely, and without the hassle of traditional banks and lenders.

Quick and Easy—When the Bank Says No, We Say Yes

If your business is facing a cash flow crisis, time is exactly what you don't have. Business Loan Option processes merchant cash advances with speed, efficiency, and accuracy. You can prequalify in just moments using our online business advance application form. Once we receive your online submission, a merchant cash advance expert will contact you via telephone or email within 24 business hours. If you prefer, you may also apply via telephone or fax.

What's even better is that we don't require you to have perfect credit to get an affordable factor rate nor do we require collateral for approval. Our requirements are easy to meet which makes it possible for about 90% of our applicants to get approved for their merchant cash advance within 3 to 10 business days. Just think; you could have between $2,500 and $350,000 quickly without having to deal with the bank!

Financial Freedom You Can Afford

We know you want your business to grow and financial freedom is the key to that growth. Merchant cash advances are a simple way to achieve that freedom while traditional business loans may actually hold you back. The business capital funding plans offered by Business Loan Option are a viable and affordable alternative to the typical business loan.

Because we don't offer traditional small business loans, there is no set monthly payment. Remember, a merchant cash advance is not a loan! We purchase your future credit card receivables at a discount which means that we get paid when you get paid. Your merchant cash advance obligation is met through a portion of your daily sales revenue. So, when sales are high, you pay back more. When they are slow, you pay back less.

Unlike traditional lenders, we don't put any restriction on how you use the money obtained from your merchant cash advance.

Customer Service

Business Loan Option strives to achieve 100% customer satisfaction. That means quick, efficient, knowledgeable, and friendly customer service. We will take the time to work with you on a one-on-one basis to ensure that your small business needs are being met. Our merchant cash advance specialists are happy to work with you to achieve the best financial solution possible. All questions and comments are taken very seriously, and we always welcome your opinion.

We Are Reliable

Honesty, reliability, and trust are just some of the advantages of working with Business Loan Option. Our vast experience in the merchant cash advance industry allows us to provide you not only reliable customer service but a great quality product. This is why so many of our customers return. Unlike other lenders, we provide our clients with full disclosure of all terms and fees - nothing is hidden. We also take pride in helping small business owners learn more about their financial options and other business solutions.

Safe and Secure

The security and privacy of your business information is very important to us. Business Loan Option takes care to ensure that any and all information you share with us stays private and secure. With online security and discretion practiced by our staff, there is absolutely no risk of such sensitive information to be released to your company's staff or any third parties without your express permission. You can learn more about this topic in our Privacy Policy.